FUSION
MORTGAGES
We specialise in providing you with quality, professional financial planning advice and services for your mortgage and protection needs.
WHAT WE DO
MORTGAGES
Not only do you need to consider which mortgage is best for you, you also need to think about which interest rate options are most likely to suit your needs. Our advisers will work with you to find the right mortgage for your circumstances.
PROTECTION
The cost of insurance, particularly life insurance has fallen over recent years, whilst the quality of cover has in many cases increased. MPPI allows you to continue paying off your mortgage if you are no longer receiving a secure income.
EQUITY RELEASE /
LIFETIME MORTGAGES
We can unlock the value in your property and turn it into cash, as you continue to live in your home. You will need to take legal advice before releasing equity from your home as Lifetime Mortgages and Home Reversion plans are not right for everyone.
A lifetime mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.
The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead.
FIRST TIME BUYERS
Buying your first home is an exciting time but you must plan ahead to ensure if something goes wrong in the future, you are fully protected.
HOME INSURANCE
It's important you ensure to put the right insurance in place to protect your home, its contents and your overall financial security.
REMORTGAGES
We can help save you money by switching to a new lender, to release the equity you have built up.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
WE LOVE HELPING PEOPLE, LIKE YOU,
UNLOCK POSSIBILITIES.
We take pride in providing a
PROFESSIONAL ADVICE
service that is bespoke, tailoring this to your specific needs.
Let's Get Started
CONTACT US
The internet is not a secure medium, and the privacy of your data cannot be guaranteed.
