OUR SERVICES
Finding the right deal for your circumstances.
MORTGAGES
A mortgage is likely to be the largest financial commitment you will ever make. With a wide variety of mortgages on the market today from first time buyers mortgages, buy-to-let mortgages, remortgaging, self-build properties, choosing the right one for your circumstances can feel like a daunting task. Our qualified mortgage advisers are here to make the process easier and guide you towards the right deal for you. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.
LIFE INSURANCE
Life Insurance (sometimes known as Life Assurance) helps provide financial security for those who depend on you, like a partner or children, should you die. Life insurance can provide a financial safety net as well as peace of mind for your loved ones if you are no longer able to provide for them. Your family would usually get a lump sum helping them pay off any debts, like a mortgage, as well as giving them money to live off.
EQUITY RELEASE
Equity Release allows you to take some of the value of your home as cash, later in life. It unlocks the value built up in your home as a tax free lump sum, while still living in or owning your home. You can choose between two different types of equity release:
Lifetime Mortgage: A loan secured against your home as you continue to own it.
Home Reversion Scheme: You sell all or part of your property for less than the market value and continue to live in your home as a tenant.
You will need to take legal advice before releasing equity from your home as Lifetime Mortgages and Home Reversion plans are not right for everyone.
HOME INSURANCE
Your home is the result of years of hard work, a place with precious family memories and treasured possessions. Ensuring you have home insurance in place will provide you peace of mind that all is safe and secure, should the worst happen.
